Home damage and repair is never a cost we want to incur, however sometimes these costs cannot be avoided. And if you think you are covered under a standard homeowners insurance policy, you might want to think again. Here are four things that are surprisingly not covered by most standard homeowners insurance policies. Earthquakes Most basic homeowners insurance policies cover fire, wind, hail, theft, and lightning damages. However, they do not cover damages associated […]
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December 21, 2015
Carbon Monoxide, also known as the Silent Killer, has contributed to more than 400 deaths per year. Carbon Monoxide (CO) is a gas that is both odorless and colorless. Because it is not obvious to our five senses, it is extremely dangerous and life threatening. Symptoms of CO Poisoning Everyone is at risk of CO poisoning, but it is especially dangerous for infants, the elderly, and those with asthma. Since it is not easily […]
December 7, 2015
If there’s one place where you want to be comfortable, it’s in your home. But a high level of humidity can really lower your level of comfort. Depending on the amount of moisture in your home, a dehumidifier might be just what you need to fix those levels and get you back into the comfort zone. What’s a Dehumidifier? Put simply, a dehumidifier reduces the moisture in the air. When there is humidity in […]
November 9, 2015
Disaster plans are not always top of mind for most homeowners until there is a threat of a natural disaster occurrence. And although your area may be less prone to a natural disaster, it is always good to be prepared with a plan. When creating your disaster plan, whether it be for a hurricane, tornado, or flood, you should always store away important documents in a safe place. Protect Your Important Papers and Documents […]
October 26, 2015
If you’ve ever experienced one day where it is shorts weather and then the next day you’re wearing a winter jacket, you are not alone. This drastic swing in temperatures is known to be associated with the freeze-thaw cycle. And no, it does not have anything to do with freezing meat and then letting it thaw out on the counter top. The freeze-thaw cycle occurs when there is moisture in the air and the […]
October 12, 2015
A stain or a wet spot on your ceiling is an obvious sign that your roof is leaking. But by the time you’ve identified ceiling damage, you’re already hundreds of dollars deep in damages. Wet spots form after a much longer process, starting with harsh weather conditions and shingle damage. A leaky roof can leave you with gutter damage, ice dam formation, mold and mildew, interior damage, and potentially the need for an entire […]
September 28, 2015
Fall is undoubtedly one of the nicest times of year. The temperature drops, the leaves change colors, and we gladly say goodbye to humidity! But as you stop to enjoy the cool breeze, you are reminded of the necessary yet dreaded chore of cleaning out the gutters. And if your home is surrounded by trees, it won’t be long until you’re pulling out handfuls of leaves from your gutter. So let’s take a look […]
September 14, 2015
Floods are the most common natural disaster in the United States. And whether you live in a high-risk area or a moderate to low risk area, you are susceptible to experiencing flooding some point in your lifetime. Within the past five years, all 50 states experienced floods and flash floods. And if you think you’re covered with homeowners’ insurance, think again, because homeowners’ insurance does not cover flood damages. Floods vs Flash Floods The […]
August 31, 2015
Having a properly insulated home is key to energy efficiency. Your home’s insulation acts as a thermal resistor that controls the airflow passing in and out of your home. If you’ve noticed a steady increase in electric bills, yet you feel like you’re consuming a consistent amount of energy, your insulation could be in need of replacement. And insulation goes beyond just maintaining energy efficiency, it also reduces outside noise, moisture, and the chance […]
August 17, 2015
When it comes to your home’s maintenance, exterior siding repairs are probably not at the top of your to-do list. But when you think about all of the wear and tear it encounters on a daily basis and its key role in protecting your home, it might be time to reconsider the lack of maintenance. Your home’s exterior siding is meant to be a protective layer from weather effects, that is water resistant, and […]